FAQs
Do I need DIRECT DEPOSIT?
Yes, the loan payment made to you will be direct deposited into one of your bank
accounts.
How long will it take until I get approved?
Typically the provider will process your application in the same day you submit
it, usually within 24hrs once all information is recieved for verification. Even some
lenders will offer approval in 30 minutes once they receive all the necessary
documents.
Where is my money going to be wired?
Your money will be transfered to the bank account that you have specified on your
ONLINE APPLICATION.
Can I pay my loan back early?
Yes you can. Most providers wont worry if you pay them back early.
What is the maximum amount I can get?
Most providers will lend you up to $1500, they will however usually deduct their
fee from that amount, so be sure you factor that into your calculations when you
decide on an amount.
How will I get any confirmation about my approval?
Most providers will email / or call you, to confirm that your loan application
has been approved. You will also get advice of when the funds will be available
in your bank account.
Does a bad credit rating affect my loan approval?
You can qualify for a loan, even with bad credit, slow credit or no credit
rating. Your loan approval is typically based on a simple income test.