Loan Requirements
How Does It
Work? -
Loans Up to $500
How Does It Work? - Loans
Up to $1500
If payday is
too far away, let us help. We'll get you the money you need - fast! You pay
us back when your next paycheck comes. See if an Quick Cash Loans - Cash Today
cash advance loan is right for you.
Do
I qualify?
The answer is "Yes" if you:
- Been at least three months in your
current job
- Receive a regular wage or benefit. eg
centrelink or pension
- Have a Bank account that has been open
for at least three months
How do I apply?
It's easy! You'll need an e-mail account and/or access to a fax machine.
- Click on "Apply
Now" to register.
- Fill out the application.
- Once completed, you will receive an
email with an activation code and your password. You will need these to
activate your account.
- Once your account is activated you can
apply for a new loan.
- We will give you call as soon as
possible once we receive your request and ask you some questions. Answer
them right, YOUR APPROVED right away.
When will I find out?
We'll let you know by e-mail within hours. You can also login to to your
account to check your status.
When do I get the money?
If you apply by 2:00 PM, your funds will appear in your account the next
business day. We can also provide a Express funds transfer to your account
within 2 hours.
Primary Payment Method:
Our primary form of payment is to debit your account in the form of a Direct
Debit. For this you need to have a valid Bank account.
If you pay off this loan early you will
not have to pay a prepayment penalty, and you may be entitled to a refund of
part of the finance charge.
That's it! To find out more about Cash
Advance Loans, see
Frequently Asked Questions.
|
Loan Requirements
How Does It Work? -
Loans Up to $1500
We do everything possible to help you receive
the payday loan you need. Consequently, our requirements for receiving a payday
loan are small and simple, reflecting our commitment to making the entire
application process convenient for you. The basic requirements for acquiring a
short term cash advances are the following:
- Have a job or regular source of income
employed more than 4 months
-
- Be 18 years of age or older
-
- Be a Australian resident / citizen
-
- Copy of Current Drivers Licence or Passport
showing your Photo/ I.D
-
- Copies of Electricity ,Water , Gas , Phone -
Bills showing your Name & Address.
-
- Have a eMail address that is regularly checked
-
- Make at least $1,300 each month in wages
-
- Current bank account that has been operating for
more than 3 months & last 2 months bank
statements - showing wages / income going into this account
-
- You are NOT currently or preparing to be a
Bankrupt.
-
- You have NOT taken another Short term money loan
in last 30 Days .
-
- No other current Debt agreements with other short
term lenders.
-
- For larger amounts of over $1,500 up to $10,000
some form of asset-security may/will be required..such as a unencumbered
Car, Boat, Bike
-
Credit history is not a huge factor. Some of our lenders still provide credit even if you have poor or little credit. However, some of our lenders criteria is to verify your statements for income etc.
We will
assist you with a payday loan depending on your credit history.
Having a regular, recurring source of income is the most important
requirement for receiving a short term / payday loan. So, if you meet only some of these
requirements, we still urge you to apply. The application process is very fast,
and our cash loan providers are eager to work with your individual financial
situation. We will do everything in our power to assist you to get the cash loan
that you need.